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Find Out What Rehab Really Costs

Get a personalized cost estimate for inpatient addiction treatment — with or without insurance. Confidential, free, and backed by real facility data.

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Do you currently have health insurance?
This helps us estimate your out-of-pocket costs for treatment. All information is completely confidential.
Tell us about your insurance plan
Your plan type significantly affects out-of-pocket costs. PPO plans typically offer the most treatment flexibility.
Insurance Carrier
Plan Type
Treatment details
Help us estimate costs based on your specific situation.
Primary Substance
Desired Treatment Length
State

How It Works

Three simple steps to understand your treatment costs.

01

Tell Us Your Insurance Status

Whether you're insured, uninsured, or unsure — we tailor the estimate to your situation.

02

Share Treatment Details

Select the substance, desired program length, and your state. Different substances require different detox protocols.

03

Get Your Personalized Estimate

See a detailed cost breakdown including detox, inpatient stay, and medications.

What Does Rehab Cost in 2026?

Treatment costs vary based on substance, duration, and insurance coverage.

Treatment Type Without Insurance With PPO Insurance
Medical Detox$250 – $800 / day$150 – $600 / day
Inpatient Rehab (30 days)$15,000 – $45,000$6,000 – $18,000
Outpatient IOP (per month)$3,000 – $10,500$1,000 – $4,500
Medication-Assisted Treatment$200 – $800 / month$25 – $200 / month
Sober Living$500 – $3,000 / monthNot typically covered

Rehab Costs by Substance

Different substances require different treatment approaches and costs.

Alcohol Opioid Heroin Fentanyl Cocaine Meth Benzodiazepine Prescription Drug

Does Your Insurance Cover Rehab?

See what your specific plan covers for addiction treatment.

Aetna Blue Cross Blue Shield Cigna UnitedHealthcare Humana Kaiser Permanente

Frequently Asked Questions

How much does rehab cost without insurance?

Without insurance, a 30-day inpatient rehab program typically costs between $15,000 and $45,000 depending on the substance, facility location, and level of care. Medical detox adds $1,750 to $8,000 for the initial withdrawal management period.

Does insurance cover addiction treatment?

Yes. Under the Affordable Care Act (ACA), all marketplace health insurance plans must cover substance use disorder treatment as an essential health benefit. This includes inpatient rehab, medical detox, outpatient programs, and medication-assisted treatment (MAT). PPO plans typically offer the broadest coverage and facility choice.

How accurate is this cost calculator?

Our estimates are based on aggregated cost data from hundreds of licensed treatment facilities across the United States, updated quarterly. While actual costs vary by facility, location, and individual circumstances, our estimates provide a realistic range to help you plan financially for treatment.

What factors affect the cost of rehab?

The primary factors are: insurance coverage and plan type (PPO vs HMO), length of stay (30, 60, or 90 days), substance being treated (different substances require different detox protocols), facility location, level of amenities, and whether medication-assisted treatment (MAT) is needed.

Can I get insurance to cover rehab if I'm currently uninsured?

Yes. You may be able to enroll in an ACA marketplace plan through a qualifying life event, special enrollment period, or during open enrollment. All marketplace plans cover addiction treatment. Monthly premiums for a PPO plan that covers rehab typically range from $350 to $700.

How long does rehab usually last?

The most common program lengths are 30, 60, and 90 days. The National Institute on Drug Abuse (NIDA) recommends a minimum of 90 days for optimal long-term outcomes, though any duration of treatment is better than none. Your ideal length depends on substance type, severity, and personal circumstances.

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